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Nearly 1 in 5 American teenagers ages 13 to 17 now has a credit card, and the majority of them use their card at least once a week, according to a survey by credit reporting agency Trans Union.Of course, children this age still can’t have their own credit card account because they cannot enter binding contracts.Not the one about how babies are made; the one about how credit cards work. We don’t talk about drugs once.” Why should money be any different?If this is the first conversation you and your child are having about money, “you need to put on the brakes,” says Susan Schroeder, an accredited financial counselor in St. Make sure your child understands the concept of interest, and that your teen knows what compound interest is.Mary Beth Bailey, who teaches financial education in Bryant, Arkansas, said her seventh-graders consistently do not grasp the difference between credit and debit.And, she said, not many 13- to 15-year-olds know what a credit score is, or why it matters .One example includes the scammer sending money to the victim, who then sends them an Amazon card or another kind of gift card.Other times they might send you money and ask you to send it to another account for them.
Still, there are reasons parents give credit cards to middle and high school students.
One of the newer online dating scams doesn’t request money from victims, but turns them into “money mules”.
Rather than trying to get money from the victim, these scammers make you an accomplice in money laundering.
Some scammers don’t bother with catfishing, rather using more efficient ways to exploit victims.
This is especially true on online dating apps, where bot profiles are prevalent.